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Chapter 13 Bankruptcy: A Way to Catch Up
You may have enough income to pay your regular bills, but no way to catch up on what’s overdue. If you’re behind on your mortgage, car payments, or other debts, Chapter 13 may give you a structured way to address the past-due amounts over time. We’ll look at what you owe, what you can afford, and whether this option makes sense for you.
Repayment Plan
A Chapter 13 plan sets out how certain debts will be paid over time, usually three to five years. The plan must meet legal requirements and be approved by the court. What you pay depends on your income, expenses, debts, and property.
If keeping your home or car is your biggest concern, tell us early. We can review the payments you’ve missed and explain what a Chapter 13 plan may, or may not, allow you to do.
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